They all give the same reason which is a high debt to income ratio and that i cant disaggree with. Most all my cards are maxed out which totals about 20,000. however, my income is verifable at 30,000 a year but i actually make about 70,000 a year. this is because i work almost strictly for tips and i am on a tip compliance agreement with the irs and they agree for me to pay taxes on per hour. I actually make closer to per hour. So whenever i apply for a loan they say i dont make enough to justify it. I do understand the reasoning behind the decision but does anyone know of a company that still takes stated income as proof for a loan or is any individual who is willing and able to give a loan for ,000. I have any and all documentation you need. I have had the same job for over 8 years. However i am looking for a conventional type loan with a slightly higher interest rate than the bank. I will not send you any money and will not be doing any business with persons from any other countries. I am serious and legitimate and i will only do business with someone that is the same.

I have a guaranteed job position that’ll be ready for me by late March or early April but I need money before then to take care of personal needs (cell phone bill, rent, etc). Applying online would be easiest for me because transportation is very limited for me.

I don’t know what my credit score is, but it can’t be that bad. I am a single mom of twins, I do not get child support. I’m also a college student, taking online courses. I’m struggling so bad! I live with my mom and I work full time, but it’s like I can’t get ahead. Something always happens, be it the kids getting sick or my car having problems. I am wanting to move to an area where I can get a decent paying job and live cheaper.
I’m wanting to try to get a personal loan, about -5000. Just something that will help me move and get into a place. Once I get settled, I can budget my money and make the payments. Where I’m going also offers more assitance to people in my position. Housing is easier to obtain and all of that.
Can someone suggest what I can do? I’d appreciate any help I can get!

I already picked up a second and third job, but getting a personal loan will help me consolidate these debts and make it easier to pay off. I have a motorcycle to put up for a secured loan but not sure of where to go even for that. My credit score is 510 and I need about a 5-7 k loan. Any help in where to go?????

I have a job and it has been 9 years since i had a credit card… and i was wondering which bank most likely will let me borrow 00 for a personal loan??

Been at my job for over 2 years, been working on paying off my old collections on my credit report, 1 active judgement for 4500$, auto loan never late orig 8000, down to 5200, 1 credit card 0 limit, 50% balance used on it. Credit scores were going up for a few months, but seem to have leveled off, I’m considering a personal loan in the ammount of 1000$ to take advantage of a deal my auto finance company has for tax rebate season. Any tips, I’ve not had much luck lately in securing loans.