I wanted to buy a 99′ Galant for 00. but I’m not sure if any bank would finance a car this old and for that low of a price. I would pay cash but I don’t have 00 and the car is a very very nice car that won’t last if I try to save up for it. Or should I try a personal loan. Has anyone had any experience with a problem like this or have any tips

hi

i would like to take a personal loan for 20k dollars. Currently
i have a credit score of 636 and 20k in credit card debt but had never defaulted in my payments before. any tips for getting personal loans.

Two weeks ago I asked a question on trying to get a loan with my very bad credit. And many responded… Thank you so much. But I tried the places I was recommended to and never got a resonse or if I did it was some kind of non existent web site or company. I am still in very very bad need of a personal loan and don’t know were to turn. Any tips on how I can try to obtain a loan would be very greatfull?

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The bank has asked for a cover letter explaining what we want to do.
We want to refinance our house and use the equity to pay out our car loan and personal loan. Can anyone give me some tips on how to write it. Mine sounds so bland. I am terrible with letters. Thanks!

I am in a crunch RIGHT NOW and need to borrow about ,000-,000. What is the best way of approaching a friend or relative for a personal loan that I will be able to pay back in about 6-8 months. I’ll be doing this over the phone so are there any tips to what to say…how to ease into this?

i work at a casino and i am on a tip compliance with the irs that states i pay taxes on per hour, so thats what my income shows. however, i make closer to per hour. the problem is that my income to debt ration appears very high but it really is not. how can i get approved for a personal loan with this problem. any suggestions would be helpful but just dont tell me i should report all my wages because i even called the irs and they say im am doing what i should. thanks

I have a car loan and many credit cards. I want to get a personal loan, but wonder if they will give it to me, because of my car loan. I just want to get some decent credit so I can get a ,000 loan. My bank is a union bank, if that helps.
Raise credit score is what I would like, so it would maybe be easier to get a personal loan

I applied for a loan of about 00 to purchase a car. I intend on selling the current vehicle I have (for between 00-00), which that money would be paid right back into the loan. My credit rating is above 800, I have no delinquent payments, and as far as I can recall, have never even been late on a payment. I keep my personal finances in strict order, and while I am 33 years old, I have never needed a loan before. At the moment, I do, but I was declined on the first try because of something called "rate to income" that was at 49%, which the way I understood it was that it represents the amount of income I have compared to bills and money I owe. I’m confused as to what I need to be approved. They suggested trying with another bank that bases their loans on credit ratings alone, but can somebody give me some tips?

Also, as a veteran, is there a route that I can apply for through the VA for a personal loan?

My 99 Durango SLT needs about 0 to 0 in repairs. I know nothing about loans and dont have enough money.Do I get a personal loan or auto loan.Whats easier and less in repay costs.